While a retirement wish list might include roaming the world or pursuing a luxurious hobby, the daily realities of paying off a mortgage or funding a child’s education can make it tough to save.

We, unfortunately, and often at considerable time and expense, wind up cleaning up the messes (unresolved items) that people never got around to resolving.

For the 10th consecutive year, the three most popular financial resolutions for 2019 are saving more, followed by paying down debt and spending less, according to a new report by Fidelity.

When you die without a will, it is known as “dying intestate.” State law then will dictate who receives all of your assets.

What are the hot financial planning trends for 2019?

Even though this couple had never lived extravagantly, they cut their expenses again and again—finally to the bone—but still could not make ends meet.

We know what you may be thinking. Estate planning can be morbid, and no one wants to think about the end of life during the holiday season, but that's all the more reason to start planning now.

There may be changes in your personal and family situation like births, deaths, marriages, divorces, illness, injury or disability of you or a loved one. There can also be changes in your financial situation, such as changing jobs, retiring or if you receive an inheritance.